The term “no-fault” refers to court actions that do not specify who is “at fault” for a given action or situation. There are multiple areas in the legal realm in which the term “no-fault” is used, the most common of which include automobile accidents and divorce proceedings.

When dealing with car accidents, no-fault accidents are defined as accidents that are handled directly by the individual’s insurance company without determining who caused the accident. There are several states that have additional requirements for no-fault accidents. There are also several states that are designed as “no-fault” states, in which all car accidents are treated as no-fault accidents in regard to the injuries that may be sustained by either party in the accident. The no-fault designation does not usually include damages to property. These may be handled separately from claims of a physical injury to the people involved. No-fault designations may help individuals involved in an accident to receive the immediate funding that they need from their insurance company, without spending a great deal of time in a court to determine who is responsible for the accident.

In a no-fault case, parties may not be eligible to present a lawsuit against the other party. Restrictions for no-fault cases vary from state to state, so it can be helpful to garner the assistance of a legal professional when dealing with a no-fault case.